3 for free credit report New York

If you are not sure, or 3 for free credit report New York if you have a question, please use the e-mail option below. Please note that this is not a secure Website and that information you send via e-mail could be compromised. Therefore, if you do not 3 for free credit report New York wish to proceed via the Internet, please 3 for free credit report New York write to us instead. Consumer Help Unit New York State Banking Department One State 3 for free credit report New York Street New York, NY 10004-1417 Consumer Help Unit: (212) 709-1673 New York State Banking Department 5th Floor One State Street New 3 for free credit report New York York, NY 10004-1417 All of the following information is required in order for us 3 for free credit report New York to process your complaint (check list): If you are contacting us via e-mail, please provide your complete street and internet e-mail addresses. Please note that anonymous complaints cannot be processed. When You Contact the Department While we try to answer as many of your questions and resolve problems over the phone when possible, it is often the case that in order to resolve an issue, we must send a copy of the written complaint to the person or firm you are complaining about therefore, 3 for free credit report New York the information contained in the complaint is not considered confidential.

Resolution of complaints may require the submission of written documentation, as the Complaint Check List indicates. free credit report government We will advise you if we need additional information as we process your complaint. Once the complaint package is complete, we will send you a confirmation of receipt of your complaint within five business days. It is important to remember that the Banking Department does not act as the complainant's attorney.

It also does not have the power 3 for free credit report New York to adjudicate or sit in judgment over complaints. If a dispute turns on facts that do not involve a supervised entity's violation of a specific law or regulation (such as a matter concerning a bank's exercise of internal policies or guidelines) the Banking Department may not have the authority to obtain the relief a complainant is seeking. In that case, the Banking Department will advise the complainant about 3 for free credit report New York other ways to pursue the complaint, such 3 for free credit report New York as through consulting a private attorney and/or initiating a court proceeding. Institutions not under New York State Jurisdiction The Banking Department does not have the authority to resolve complaints involving entities that are not under New York State jurisdiction. free credit report scam Some institutions are regulated by federal government agencies. For example, commercial banks having the word National or using the title N.A.

(national association) in their title, are organized under and subject to federal law. Requests for information or complaints concerning these national banks should be directed to Office of the 3 for free credit report New York Comptroller of Currency.

Savings banks and savings 3 for free credit report New York and loan associations having the word Federal in their name or which use the initials FSB (federal savings bank), FSA (federal savings association), FA (federal association) or FSLA (federal savings and loan association) are regulated by the Office of Thrift Supervision, a federal 3 for free credit report New York agency. Inquiries or complaints should be directed to Office of Thrift Supervision. Federally-regulated credit 3 for free credit report New York unions are similarly identified by the word federal in their name. Inquiries and complaints concerning federal credit unions should be directed to National Credit Union Administration. If the institution you are concerned with is located outside New York State or if you are unsure about the appropriate regulatory authority, 3 for free credit report New York contact the Consumer Services Division of the New York State Banking Department. Our staff 3 for free credit report New York will attempt to determine the appropriate agency to contact and your inquiry or complaint 3 for free credit report New York will be referred to that authority. credit bureaus If 3 for free credit report New York you have a complaint about a financial institution that is not regulated or supervised by the NYS Banking Department, we will refer you and forward your complaint to 3 for free credit report New York the regulator of that institution. To determine if your financial institution is supervised by the NYS Banking Department, please visit our list of institutions we supervise: http://www.banking.state.ny.us/supinst.htm If your 3 for free credit report New York institution is not on this list, it may be under the jurisdiction of one of the two following national bank regulators: 3 for free credit report New York Office of the Comptroller of the Currency 3 for free credit report New York Or, if your institution is not supervised by the NYS Banking Department or a national bank regulator, it may be under the jurisdiction of another states banking department.